Call reports 2010
HTLF BANK — 2010
What HTLF BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 95,442,000 | 97,332,000 | 100,843,000 | 95,414,000 |
| Total loans | 58,596,000 | 53,560,000 | 52,722,000 | 48,325,000 |
| Allowance for loan losses | 994,000 | 415,000 | 1,312,000 | 1,271,000 |
| Securities available for sale | 22,913,000 | 28,030,000 | 36,580,000 | 33,505,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,414,000 | 82,445,000 | 79,822,000 | 81,025,000 |
| Interest-bearing deposits | 76,089,000 | 75,630,000 | 73,025,000 | 72,860,000 |
| Noninterest-bearing deposits | 5,325,000 | 6,815,000 | 6,797,000 | 8,165,000 |
| Equity capital | 12,479,000 | 13,227,000 | 13,395,000 | 12,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,114,000 | 2,388,000 | 3,516,000 | 4,513,000 |
| Interest expense | 384,000 | 749,000 | 1,091,000 | 1,413,000 |
| Net interest income | 730,000 | 1,639,000 | 2,425,000 | 3,100,000 |
| Noninterest income | 218,000 | 502,000 | 1,791,000 | 2,255,000 |
| Noninterest expense | 990,000 | 2,212,000 | 3,241,000 | 4,420,000 |
| Provision for loan losses | 161,000 | -480,000 | 419,000 | 759,000 |
| Pretax income | -195,000 | 417,000 | 716,000 | 381,000 |
| Income tax | -77,000 | 136,000 | 234,000 | 108,000 |
| Net income | -118,000 | 281,000 | 482,000 | 273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,593,000 | 12,210,000 | 12,405,000 | 11,682,000 |
| Total capital | 12,475,000 | 12,630,000 | 13,255,000 | 12,483,000 |
| Risk-weighted assets | 70,422,000 | 67,056,000 | 67,493,000 | 63,599,000 |