Call reports 2009
HTLF BANK — 2009
What HTLF BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 78,892,000 | 91,211,000 | 99,724,000 | 97,026,000 |
| Total loans | 62,684,000 | 61,406,000 | 58,406,000 | 58,173,000 |
| Allowance for loan losses | 1,075,000 | 922,000 | 930,000 | 926,000 |
| Securities available for sale | 3,947,000 | 8,735,000 | 18,383,000 | 26,032,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,260,000 | 79,991,000 | 89,131,000 | 85,131,000 |
| Interest-bearing deposits | 59,149,000 | 73,766,000 | 81,631,000 | 79,202,000 |
| Noninterest-bearing deposits | 7,111,000 | 6,225,000 | 7,500,000 | 5,929,000 |
| Equity capital | 11,560,000 | 10,358,000 | 9,152,000 | 10,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 967,000 | 1,962,000 | 2,958,000 | 4,035,000 |
| Interest expense | 425,000 | 881,000 | 1,375,000 | 1,823,000 |
| Net interest income | 542,000 | 1,081,000 | 1,583,000 | 2,212,000 |
| Noninterest income | 322,000 | 514,000 | 595,000 | 876,000 |
| Noninterest expense | 1,462,000 | 2,861,000 | 4,363,000 | 5,586,000 |
| Provision for loan losses | 203,000 | 1,392,000 | 2,647,000 | 3,114,000 |
| Pretax income | -684,000 | -2,541,000 | -4,715,000 | -5,495,000 |
| Income tax | -252,000 | -940,000 | -1,748,000 | -2,038,000 |
| Net income | -432,000 | -1,601,000 | -2,967,000 | -3,457,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,021,000 | 9,450,000 | 8,187,000 | 9,285,000 |
| Total capital | 11,946,000 | 10,379,000 | 9,086,000 | 10,170,000 |
| Risk-weighted assets | 73,810,000 | 74,761,000 | 71,846,000 | 70,774,000 |