Call reports 2008
HTLF BANK — 2008
What HTLF BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 49,833,000 | 58,162,000 | 70,756,000 | 77,624,000 |
| Total loans | 33,811,000 | 42,400,000 | 55,120,000 | 60,719,000 |
| Allowance for loan losses | 453,000 | 601,000 | 897,000 | 874,000 |
| Securities available for sale | 5,083,000 | 4,848,000 | 4,732,000 | 4,661,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,399,000 | 33,167,000 | 46,411,000 | 60,277,000 |
| Interest-bearing deposits | 28,749,000 | 28,244,000 | 38,831,000 | 53,295,000 |
| Noninterest-bearing deposits | 3,650,000 | 4,923,000 | 7,580,000 | 6,982,000 |
| Equity capital | 14,272,000 | 13,725,000 | 12,511,000 | 12,021,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 639,000 | 1,386,000 | 2,239,000 | 3,157,000 |
| Interest expense | 287,000 | 558,000 | 877,000 | 1,255,000 |
| Net interest income | 352,000 | 828,000 | 1,362,000 | 1,902,000 |
| Noninterest income | 224,000 | 414,000 | 743,000 | 1,039,000 |
| Noninterest expense | 1,242,000 | 2,537,000 | 4,012,000 | 5,077,000 |
| Provision for loan losses | 87,000 | 235,000 | 1,545,000 | 2,233,000 |
| Pretax income | -753,000 | -1,530,000 | -3,452,000 | -4,369,000 |
| Income tax | -279,000 | -566,000 | -1,277,000 | -1,615,000 |
| Net income | -474,000 | -964,000 | -2,175,000 | -2,754,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,641,000 | 13,164,000 | 11,967,000 | 11,441,000 |
| Total capital | 14,099,000 | 13,772,000 | 12,788,000 | 12,323,000 |
| Risk-weighted assets | 46,713,000 | 53,296,000 | 65,573,000 | 71,576,000 |