Call reports 2007
HTLF BANK — 2007
What HTLF BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 35,465,000 | 40,705,000 | 47,625,000 | 46,655,000 |
| Total loans | 26,754,000 | 31,991,000 | 31,610,000 | 27,444,000 |
| Allowance for loan losses | 334,000 | 400,000 | 392,000 | 366,000 |
| Securities available for sale | 0 | 0 | 2,202,000 | 5,157,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,395,000 | 23,534,000 | 33,531,000 | 30,860,000 |
| Interest-bearing deposits | 12,268,000 | 21,406,000 | 31,783,000 | 28,279,000 |
| Noninterest-bearing deposits | 4,127,000 | 2,128,000 | 1,748,000 | 2,581,000 |
| Equity capital | 13,505,000 | 13,282,000 | 13,003,000 | 14,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 462,000 | 1,175,000 | 1,929,000 | 2,724,000 |
| Interest expense | 126,000 | 421,000 | 777,000 | 1,153,000 |
| Net interest income | 336,000 | 754,000 | 1,152,000 | 1,571,000 |
| Noninterest income | 14,000 | 221,000 | 354,000 | 572,000 |
| Noninterest expense | 641,000 | 1,549,000 | 2,531,000 | 3,489,000 |
| Provision for loan losses | 143,000 | 209,000 | 201,000 | 176,000 |
| Pretax income | -434,000 | -783,000 | -1,226,000 | -1,522,000 |
| Income tax | -159,000 | -285,000 | -448,000 | -557,000 |
| Net income | -275,000 | -498,000 | -778,000 | -965,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,859,000 | 12,649,000 | 12,382,000 | 14,103,000 |
| Total capital | 13,196,000 | 13,053,000 | 12,778,000 | 14,473,000 |
| Risk-weighted assets | 30,635,000 | 36,389,000 | 39,268,000 | 39,132,000 |