Call reports 2006
NEWMIL BANK — 2006
What NEWMIL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Total assets | 877,843,000 | 864,185,000 | 710,477,000 |
| Total loans | 516,293,000 | 514,932,000 | 508,075,000 |
| Allowance for loan losses | 4,941,000 | 4,900,000 | 4,734,000 |
| Securities available for sale | 285,164,000 | 268,228,000 | 67,814,000 |
| Securities held to maturity | 10,344,000 | 10,206,000 | 8,997,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 619,565,000 | 623,174,000 | 593,564,000 |
| Interest-bearing deposits | 584,838,000 | 588,248,000 | 574,571,000 |
| Noninterest-bearing deposits | 34,727,000 | 34,926,000 | 18,993,000 |
| Equity capital | 61,982,000 | 61,875,000 | 66,170,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Interest income | 11,267,000 | 22,751,000 | 34,158,000 |
| Interest expense | 4,796,000 | 9,990,000 | 15,311,000 |
| Net interest income | 6,471,000 | 12,761,000 | 18,847,000 |
| Noninterest income | 1,057,000 | 1,980,000 | 3,186,000 |
| Noninterest expense | 4,270,000 | 8,637,000 | 13,286,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 3,258,000 | 6,104,000 | 5,410,000 |
| Income tax | 824,000 | 1,443,000 | 814,000 |
| Net income | 2,434,000 | 4,661,000 | 4,596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Tier 1 capital | 58,167,000 | 59,522,000 | 58,576,000 |
| Total capital | 63,108,000 | 64,422,000 | 63,310,000 |
| Risk-weighted assets | 480,475,000 | 473,585,000 | 441,043,000 |