Call reports 2002
NEWMIL BANK — 2002
What NEWMIL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 613,696,000 | 649,710,000 | 664,046,000 | 661,619,000 |
| Total loans | 337,245,000 | 347,274,000 | 347,228,000 | 352,489,000 |
| Allowance for loan losses | 5,488,000 | 5,507,000 | 5,498,000 | 5,250,000 |
| Securities available for sale | 186,427,000 | 201,016,000 | 193,217,000 | 170,717,000 |
| Securities held to maturity | 28,116,000 | 26,667,000 | 25,224,000 | 23,092,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 497,911,000 | 535,867,000 | 546,621,000 | 548,851,000 |
| Interest-bearing deposits | 456,848,000 | 486,176,000 | 498,530,000 | 502,113,000 |
| Noninterest-bearing deposits | 41,063,000 | 49,691,000 | 48,091,000 | 46,738,000 |
| Equity capital | 50,166,000 | 52,753,000 | 53,856,000 | 54,345,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 9,444,000 | 18,673,000 | 27,766,000 | 36,572,000 |
| Interest expense | 3,434,000 | 6,891,000 | 10,302,000 | 13,355,000 |
| Net interest income | 6,010,000 | 11,782,000 | 17,464,000 | 23,217,000 |
| Noninterest income | 880,000 | 1,748,000 | 2,689,000 | 3,713,000 |
| Noninterest expense | 4,294,000 | 8,276,000 | 12,242,000 | 16,711,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,596,000 | 5,254,000 | 7,911,000 | 10,219,000 |
| Income tax | 719,000 | 1,503,000 | 2,281,000 | 2,914,000 |
| Net income | 1,877,000 | 3,751,000 | 5,630,000 | 7,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,794,000 | 38,941,000 | 39,033,000 | 39,622,000 |
| Total capital | 43,144,000 | 43,383,000 | 43,511,000 | 44,166,000 |
| Risk-weighted assets | 346,864,000 | 354,268,000 | 357,190,000 | 362,801,000 |