Call reports 2001
NEWMIL BANK — 2001
What NEWMIL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 535,982,000 | 567,776,000 | 599,601,000 | 606,502,000 |
| Total loans | 339,972,000 | 349,573,000 | 350,147,000 | 345,968,000 |
| Allowance for loan losses | 5,454,000 | 5,476,000 | 5,496,000 | 5,502,000 |
| Securities available for sale | 111,782,000 | 126,391,000 | 179,964,000 | 181,383,000 |
| Securities held to maturity | 36,073,000 | 34,410,000 | 32,915,000 | 30,785,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 463,907,000 | 472,745,000 | 469,347,000 | 477,756,000 |
| Interest-bearing deposits | 425,532,000 | 428,738,000 | 428,660,000 | 436,295,000 |
| Noninterest-bearing deposits | 38,375,000 | 44,007,000 | 40,687,000 | 41,461,000 |
| Equity capital | 48,343,000 | 48,144,000 | 51,137,000 | 50,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 9,369,000 | 18,752,000 | 28,196,000 | 37,749,000 |
| Interest expense | 4,501,000 | 8,758,000 | 12,870,000 | 16,631,000 |
| Net interest income | 4,868,000 | 9,994,000 | 15,326,000 | 21,118,000 |
| Noninterest income | 677,000 | 1,458,000 | 2,257,000 | 3,025,000 |
| Noninterest expense | 3,414,000 | 7,058,000 | 10,832,000 | 15,173,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,131,000 | 4,394,000 | 6,751,000 | 8,970,000 |
| Income tax | 757,000 | 1,555,000 | 2,378,000 | 3,158,000 |
| Net income | 1,374,000 | 2,839,000 | 4,373,000 | 5,812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,027,000 | 37,553,000 | 37,982,000 | 38,295,000 |
| Total capital | 41,050,000 | 41,771,000 | 42,305,000 | 42,663,000 |
| Risk-weighted assets | 320,387,000 | 336,255,000 | 344,688,000 | 348,302,000 |