Call reports 2025
PASSUMPSIC SAVINGS BANK — 2025
What PASSUMPSIC SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 879,312,000 | 882,477,000 | 905,695,000 | 942,403,000 |
| Total loans | 628,000,000 | 634,955,000 | 638,431,000 | 652,017,000 |
| Allowance for loan losses | 7,032,000 | 7,122,000 | 7,192,000 | 6,953,000 |
| Securities available for sale | 79,834,000 | 77,298,000 | 83,162,000 | 86,209,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 701,672,000 | 701,612,000 | 722,136,000 | 761,557,000 |
| Interest-bearing deposits | 563,573,000 | 560,645,000 | 569,671,000 | 615,259,000 |
| Noninterest-bearing deposits | 138,099,000 | 140,967,000 | 152,465,000 | 146,298,000 |
| Equity capital | 113,111,000 | 116,115,000 | 119,225,000 | 121,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 9,198,000 | 18,535,000 | 28,181,000 | 38,170,000 |
| Interest expense | 2,999,000 | 6,079,000 | 9,184,000 | 12,319,000 |
| Net interest income | 6,199,000 | 12,456,000 | 18,997,000 | 25,851,000 |
| Noninterest income | 1,977,000 | 4,143,000 | 6,365,000 | 8,340,000 |
| Noninterest expense | 7,699,000 | 15,579,000 | 23,382,000 | 31,403,000 |
| Provision for loan losses | 188,000 | 375,000 | 525,000 | 575,000 |
| Pretax income | -212,000 | 2,786,000 | 5,313,000 | 6,963,000 |
| Income tax | -308,000 | 85,000 | 368,000 | 452,000 |
| Net income | 96,000 | 2,701,000 | 4,945,000 | 6,511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 108,621,000 | 111,227,000 | 113,470,000 | 114,836,000 |
| Total capital | 115,680,000 | 118,413,000 | 120,786,000 | 121,964,000 |
| Risk-weighted assets | 564,622,000 | 574,772,000 | 585,276,000 | 607,330,000 |