Call reports 2024
PASSUMPSIC SAVINGS BANK — 2024
What PASSUMPSIC SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 842,231,000 | 842,999,000 | 881,237,000 | 894,082,000 |
| Total loans | 633,180,000 | 629,164,000 | 626,162,000 | 643,373,000 |
| Allowance for loan losses | 7,313,000 | 7,394,000 | 7,140,000 | 6,943,000 |
| Securities available for sale | 78,811,000 | 77,529,000 | 80,747,000 | 79,234,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 674,131,000 | 661,992,000 | 697,247,000 | 716,959,000 |
| Interest-bearing deposits | 540,213,000 | 538,933,000 | 565,118,000 | 588,129,000 |
| Noninterest-bearing deposits | 133,918,000 | 123,059,000 | 132,129,000 | 128,830,000 |
| Equity capital | 108,189,000 | 108,954,000 | 113,479,000 | 111,729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,317,000 | 16,676,000 | 25,333,000 | 34,571,000 |
| Interest expense | 2,349,000 | 4,852,000 | 7,792,000 | 10,787,000 |
| Net interest income | 5,968,000 | 11,824,000 | 17,541,000 | 23,784,000 |
| Noninterest income | 1,577,000 | 3,665,000 | 5,784,000 | 7,470,000 |
| Noninterest expense | 7,163,000 | 14,459,000 | 21,966,000 | 29,379,000 |
| Provision for loan losses | 188,000 | 375,000 | 563,000 | 750,000 |
| Pretax income | 3,794,000 | 4,292,000 | 6,776,000 | 7,413,000 |
| Income tax | 554,000 | 478,000 | 665,000 | 442,000 |
| Net income | 3,240,000 | 3,814,000 | 6,111,000 | 6,971,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,095,000 | 105,669,000 | 107,966,000 | 108,526,000 |
| Total capital | 112,272,000 | 112,792,000 | 115,186,000 | 115,644,000 |
| Risk-weighted assets | 573,895,000 | 569,460,000 | 577,530,000 | 569,866,000 |