Call reports 2021
PASSUMPSIC SAVINGS BANK — 2021
What PASSUMPSIC SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 843,738,000 | 854,152,000 | 866,295,000 | 880,176,000 |
| Total loans | 567,482,000 | 580,642,000 | 588,815,000 | 591,896,000 |
| Allowance for loan losses | 7,601,000 | 7,923,000 | 7,966,000 | 8,152,000 |
| Securities available for sale | 63,461,000 | 71,349,000 | 92,623,000 | 90,144,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 710,222,000 | 717,365,000 | 728,777,000 | 739,815,000 |
| Interest-bearing deposits | 142,050,000 | 556,691,000 | 567,677,000 | 586,793,000 |
| Noninterest-bearing deposits | 568,172,000 | 160,674,000 | 161,100,000 | 153,022,000 |
| Equity capital | 101,875,000 | 105,201,000 | 105,618,000 | 107,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,883,000 | 11,894,000 | 17,939,000 | 23,921,000 |
| Interest expense | 620,000 | 1,172,000 | 1,603,000 | 2,054,000 |
| Net interest income | 5,263,000 | 10,722,000 | 16,336,000 | 21,867,000 |
| Noninterest income | 2,607,000 | 4,758,000 | 7,167,000 | 8,979,000 |
| Noninterest expense | 5,655,000 | 11,390,000 | 17,680,000 | 25,156,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 3,294,000 | 6,820,000 | 7,801,000 | 11,036,000 |
| Income tax | 604,000 | 1,254,000 | 1,311,000 | 1,895,000 |
| Net income | 2,690,000 | 5,566,000 | 6,490,000 | 9,141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,525,000 | 90,400,000 | 91,325,000 | 93,625,000 |
| Total capital | 93,927,000 | 96,585,000 | 98,331,000 | 100,757,000 |
| Risk-weighted assets | 510,982,000 | 493,068,000 | 559,597,000 | 569,552,000 |