Call reports 2020
PASSUMPSIC SAVINGS BANK — 2020
What PASSUMPSIC SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 648,136,000 | 792,129,000 | 810,548,000 | 814,142,000 |
| Total loans | 520,270,000 | 568,520,000 | 544,444,000 | 547,895,000 |
| Allowance for loan losses | 5,816,000 | 5,968,000 | 6,894,000 | 7,365,000 |
| Securities available for sale | 41,466,000 | 38,860,000 | 40,610,000 | 48,411,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 509,874,000 | 636,891,000 | 661,268,000 | 682,341,000 |
| Interest-bearing deposits | 77,043,000 | 116,692,000 | 132,103,000 | 142,448,000 |
| Noninterest-bearing deposits | 432,831,000 | 520,199,000 | 529,165,000 | 539,893,000 |
| Equity capital | 86,970,000 | 92,326,000 | 97,271,000 | 100,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,116,000 | 12,309,000 | 18,426,000 | 24,232,000 |
| Interest expense | 825,000 | 1,582,000 | 2,370,000 | 3,165,000 |
| Net interest income | 5,291,000 | 10,727,000 | 16,056,000 | 21,067,000 |
| Noninterest income | 2,811,000 | 6,574,000 | 12,406,000 | 16,406,000 |
| Noninterest expense | 5,964,000 | 11,804,000 | 17,721,000 | 24,761,000 |
| Provision for loan losses | 300,000 | 600,000 | 1,500,000 | 2,200,000 |
| Pretax income | -1,666,000 | 4,602,000 | 10,645,000 | 14,393,000 |
| Income tax | -537,000 | 550,000 | 1,642,000 | 2,401,000 |
| Net income | -1,129,000 | 4,052,000 | 9,003,000 | 11,992,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,771,000 | 76,988,000 | 81,944,000 | 84,834,000 |
| Total capital | 77,587,000 | 82,956,000 | 88,230,000 | 91,240,000 |
| Risk-weighted assets | 472,141,000 | 520,223,000 | 502,303,000 | 511,523,000 |
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