Call reports 2019
PASSUMPSIC SAVINGS BANK — 2019
What PASSUMPSIC SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 660,218,000 | 667,024,000 | 678,924,000 | 658,715,000 |
| Total loans | 527,765,000 | 543,295,000 | 554,374,000 | 521,797,000 |
| Allowance for loan losses | 5,842,000 | 5,855,000 | 5,810,000 | 5,756,000 |
| Securities available for sale | 38,312,000 | 36,424,000 | 39,438,000 | 41,315,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 544,754,000 | 548,434,000 | 545,935,000 | 521,003,000 |
| Interest-bearing deposits | 82,773,000 | 84,804,000 | 95,444,000 | 102,920,000 |
| Noninterest-bearing deposits | 461,981,000 | 463,630,000 | 450,491,000 | 418,083,000 |
| Equity capital | 81,001,000 | 82,915,000 | 85,710,000 | 87,593,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,241,000 | 12,579,000 | 19,079,000 | 25,468,000 |
| Interest expense | 837,000 | 1,798,000 | 2,791,000 | 3,742,000 |
| Net interest income | 5,404,000 | 10,781,000 | 16,288,000 | 21,726,000 |
| Noninterest income | 1,334,000 | 3,026,000 | 5,960,000 | 8,179,000 |
| Noninterest expense | 5,269,000 | 10,923,000 | 16,476,000 | 22,359,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 3,108,000 | 5,318,000 | 8,405,000 | 11,135,000 |
| Income tax | 112,000 | 785,000 | 1,253,000 | 1,571,000 |
| Net income | 2,996,000 | 4,533,000 | 7,152,000 | 9,564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,333,000 | 67,907,000 | 69,923,000 | 72,863,000 |
| Total capital | 72,068,000 | 73,762,000 | 75,733,000 | 78,619,000 |
| Risk-weighted assets | 458,761,000 | 495,548,000 | 495,432,000 | 479,577,000 |