Call reports 2017
PASSUMPSIC SAVINGS BANK — 2017
What PASSUMPSIC SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 639,620,000 | 637,435,000 | 641,688,000 | 643,424,000 |
| Total loans | 498,938,000 | 505,894,000 | 508,706,000 | 499,888,000 |
| Allowance for loan losses | 5,927,000 | 6,187,000 | 6,328,000 | 5,888,000 |
| Securities available for sale | 59,897,000 | 59,440,000 | 57,824,000 | 59,122,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 525,735,000 | 525,886,000 | 528,200,000 | 527,299,000 |
| Interest-bearing deposits | 73,757,000 | 76,293,000 | 75,000,000 | 76,609,000 |
| Noninterest-bearing deposits | 451,978,000 | 449,593,000 | 453,200,000 | 450,690,000 |
| Equity capital | 73,118,000 | 74,110,000 | 75,693,000 | 76,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,450,000 | 10,941,000 | 16,606,000 | 22,246,000 |
| Interest expense | 665,000 | 1,284,000 | 1,903,000 | 2,493,000 |
| Net interest income | 4,785,000 | 9,657,000 | 14,703,000 | 19,753,000 |
| Noninterest income | 1,383,000 | 2,906,000 | 4,638,000 | 6,436,000 |
| Noninterest expense | 5,609,000 | 11,090,000 | 16,555,000 | 22,507,000 |
| Provision for loan losses | 338,000 | 675,000 | 1,013,000 | 1,013,000 |
| Pretax income | 587,000 | 1,338,000 | 2,596,000 | 3,989,000 |
| Income tax | -50,000 | 0 | -100,000 | 330,000 |
| Net income | 637,000 | 1,338,000 | 2,696,000 | 3,659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,346,000 | 58,026,000 | 59,760,000 | 60,493,000 |
| Total capital | 63,107,000 | 64,024,000 | 65,930,000 | 66,878,000 |
| Risk-weighted assets | 437,013,000 | 445,109,000 | 441,507,000 | 442,998,000 |