Call reports 2013
PASSUMPSIC SAVINGS BANK — 2013
What PASSUMPSIC SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 568,147,000 | 568,859,000 | 578,314,000 | 570,391,000 |
| Total loans | 410,422,000 | 423,839,000 | 418,615,000 | 410,633,000 |
| Allowance for loan losses | 5,070,000 | 5,091,000 | 5,114,000 | 4,826,000 |
| Securities available for sale | 53,533,000 | 56,474,000 | 68,691,000 | 71,524,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 457,932,000 | 452,912,000 | 468,077,000 | 468,646,000 |
| Interest-bearing deposits | 406,699,000 | 398,098,000 | 405,094,000 | 401,190,000 |
| Noninterest-bearing deposits | 51,233,000 | 54,814,000 | 62,983,000 | 67,456,000 |
| Equity capital | 64,235,000 | 63,664,000 | 64,293,000 | 64,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,448,000 | 10,788,000 | 16,223,000 | 21,567,000 |
| Interest expense | 1,141,000 | 2,219,000 | 3,238,000 | 4,136,000 |
| Net interest income | 4,307,000 | 8,569,000 | 12,985,000 | 17,431,000 |
| Noninterest income | 2,380,000 | 4,192,000 | 5,849,000 | 7,361,000 |
| Noninterest expense | 5,326,000 | 10,828,000 | 16,214,000 | 21,835,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,783,000 | 2,455,000 | 3,365,000 | 3,512,000 |
| Income tax | 527,000 | 662,000 | 865,000 | 551,000 |
| Net income | 1,256,000 | 1,793,000 | 2,500,000 | 2,961,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,033,000 | 47,508,000 | 48,525,000 | 49,077,000 |
| Total capital | 51,819,000 | 52,380,000 | 53,388,000 | 54,219,000 |
| Risk-weighted assets | 363,036,000 | 377,791,000 | 381,151,000 | 375,728,000 |
Machine access — free, no API key
Every figure shown here about PASSUMPSIC SAVINGS BANK — 2013 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.