Call reports 2008
PASSUMPSIC SAVINGS BANK — 2008
What PASSUMPSIC SAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 504,800,000 | 516,097,000 | 563,961,000 | 555,265,000 |
| Total loans | 393,802,000 | 396,279,000 | 436,637,000 | 434,135,000 |
| Allowance for loan losses | 5,163,000 | 5,129,000 | 5,402,000 | 5,306,000 |
| Securities available for sale | 52,039,000 | 43,749,000 | 58,558,000 | 49,570,000 |
| Securities held to maturity | 6,470,000 | 19,340,000 | 6,028,000 | 5,915,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 387,867,000 | 400,437,000 | 443,819,000 | 438,801,000 |
| Interest-bearing deposits | 373,156,000 | 377,816,000 | 420,889,000 | 415,575,000 |
| Noninterest-bearing deposits | 14,711,000 | 22,621,000 | 22,930,000 | 23,226,000 |
| Equity capital | 53,906,000 | 53,941,000 | 51,285,000 | 52,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 7,759,000 | 15,280,000 | 23,227,000 | 30,819,000 |
| Interest expense | 3,476,000 | 6,687,000 | 9,716,000 | 12,664,000 |
| Net interest income | 4,283,000 | 8,593,000 | 13,511,000 | 18,155,000 |
| Noninterest income | 1,382,000 | 2,637,000 | 3,778,000 | 4,720,000 |
| Noninterest expense | 4,122,000 | 8,776,000 | 14,008,000 | 19,178,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 700,000 |
| Pretax income | 1,584,000 | 2,600,000 | -1,841,000 | -2,447,000 |
| Income tax | 282,000 | 486,000 | -698,000 | -1,428,000 |
| Net income | 1,302,000 | 2,114,000 | -1,143,000 | -1,019,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,230,000 | 44,347,000 | 33,720,000 | 35,025,000 |
| Total capital | 48,332,000 | 49,360,000 | 38,832,000 | 40,014,000 |
| Risk-weighted assets | 391,579,000 | 388,543,000 | 408,639,000 | 398,819,000 |
Machine access — free, no API key
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