Call reports 2003
PASSUMPSIC SAVINGS BANK — 2003
What PASSUMPSIC SAVINGS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 341,826,000 | 346,171,000 | 366,470,000 | 360,963,000 |
| Total loans | 248,711,000 | 250,725,000 | 262,478,000 | 267,073,000 |
| Allowance for loan losses | 3,168,000 | 3,256,000 | 3,316,000 | 3,362,000 |
| Securities available for sale | 63,403,000 | 61,610,000 | 62,930,000 | 53,875,000 |
| Securities held to maturity | 78,000 | 57,000 | 14,195,000 | 14,342,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,942,000 | 278,742,000 | 282,876,000 | 285,845,000 |
| Interest-bearing deposits | 260,848,000 | 260,524,000 | 262,225,000 | 262,993,000 |
| Noninterest-bearing deposits | 17,094,000 | 18,218,000 | 20,651,000 | 22,852,000 |
| Equity capital | 39,599,000 | 41,098,000 | 41,747,000 | 41,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,922,000 | 9,875,000 | 14,813,000 | 20,101,000 |
| Interest expense | 1,787,000 | 3,541,000 | 5,166,000 | 6,764,000 |
| Net interest income | 3,135,000 | 6,334,000 | 9,647,000 | 13,337,000 |
| Noninterest income | 1,099,000 | 2,118,000 | 3,532,000 | 4,046,000 |
| Noninterest expense | 3,231,000 | 6,411,000 | 9,789,000 | 13,155,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 1,111,000 | 2,167,000 | 3,619,000 | 4,453,000 |
| Income tax | 235,000 | 521,000 | 922,000 | 1,201,000 |
| Net income | 876,000 | 1,646,000 | 2,697,000 | 3,252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,352,000 | 39,130,000 | 40,347,000 | 40,216,000 |
| Total capital | 41,520,000 | 42,511,000 | 43,798,000 | 43,878,000 |
| Risk-weighted assets | 259,017,000 | 263,421,000 | 277,860,000 | 279,790,000 |
Machine access — free, no API key
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