Call reports 2001
PASSUMPSIC SAVINGS BANK — 2001
What PASSUMPSIC SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 298,232,000 | 295,694,000 | 306,709,000 | 304,119,000 |
| Total loans | 195,547,000 | 196,930,000 | 213,420,000 | 211,863,000 |
| Allowance for loan losses | 2,796,000 | 2,802,000 | 2,833,000 | 2,891,000 |
| Securities available for sale | 71,190,000 | 71,147,000 | 72,828,000 | 72,119,000 |
| Securities held to maturity | 1,356,000 | 1,068,000 | 740,000 | 608,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,218,000 | 247,134,000 | 250,027,000 | 247,857,000 |
| Interest-bearing deposits | 239,244,000 | 235,188,000 | 237,639,000 | 233,978,000 |
| Noninterest-bearing deposits | 10,974,000 | 11,947,000 | 12,388,000 | 13,879,000 |
| Equity capital | 32,837,000 | 33,099,000 | 34,360,000 | 34,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,554,000 | 10,965,000 | 16,331,000 | 21,562,000 |
| Interest expense | 3,072,000 | 6,035,000 | 8,633,000 | 10,963,000 |
| Net interest income | 2,482,000 | 4,930,000 | 7,698,000 | 10,599,000 |
| Noninterest income | 338,000 | 838,000 | 1,338,000 | 2,190,000 |
| Noninterest expense | 2,350,000 | 4,850,000 | 7,334,000 | 10,273,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 456,000 | 833,000 | 1,600,000 | 2,306,000 |
| Income tax | 82,000 | 186,000 | 361,000 | 562,000 |
| Net income | 374,000 | 647,000 | 1,239,000 | 1,744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,262,000 | 32,814,000 | 33,102,000 | 33,881,000 |
| Total capital | 34,920,000 | 35,581,000 | 35,867,000 | 36,889,000 |
| Risk-weighted assets | 200,951,000 | 202,089,000 | 218,896,000 | 221,545,000 |