Call reports 2001
FIRST NATIONAL EXCHANGE BANK — 2001
What FIRST NATIONAL EXCHANGE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 233,395,000 | 276,802,000 | 288,210,000 | 302,727,000 |
| Total loans | 112,656,000 | 147,521,000 | 152,468,000 | 125,735,000 |
| Allowance for loan losses | 832,000 | 848,000 | 862,000 | 877,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 50,105,000 | 59,954,000 | 64,795,000 | 71,475,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,972,000 | 258,502,000 | 269,055,000 | 284,857,000 |
| Interest-bearing deposits | 202,781,000 | 241,041,000 | 251,510,000 | 265,730,000 |
| Noninterest-bearing deposits | 16,191,000 | 17,461,000 | 17,545,000 | 19,127,000 |
| Equity capital | 12,277,000 | 12,394,000 | 12,620,000 | 12,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,566,000 | 7,855,000 | 12,440,000 | 16,930,000 |
| Interest expense | 2,587,000 | 5,810,000 | 9,162,000 | 12,349,000 |
| Net interest income | 979,000 | 2,045,000 | 3,278,000 | 4,581,000 |
| Noninterest income | 118,000 | 266,000 | 423,000 | 587,000 |
| Noninterest expense | 998,000 | 2,077,000 | 3,143,000 | 4,387,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 81,000 | 198,000 | 504,000 | 709,000 |
| Income tax | 0 | 0 | 65,000 | 130,000 |
| Net income | 81,000 | 198,000 | 439,000 | 579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,277,000 | 12,394,000 | 12,620,000 | 12,760,000 |
| Total capital | 13,109,000 | 13,242,000 | 13,482,000 | 13,637,000 |
| Risk-weighted assets | 129,842,000 | 165,651,000 | 170,117,000 | 161,626,000 |