Call report 2004Q4
NORTH GEORGIA BANK — 2004Q4
The 22 measures NORTH GEORGIA BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 105,902,000 | USD | evidence → |
| Total loans | 84,655,000 | USD | evidence → |
| Allowance for loan losses | 1,470,000 | USD | evidence → |
| Securities available for sale | 9,602,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 94,208,000 | USD | evidence → |
| Interest-bearing deposits | 86,734,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,474,000 | USD | evidence → |
| Equity capital | 7,846,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,078,000 | USD | evidence → |
| Interest expense | 2,020,000 | USD | evidence → |
| Net interest income | 4,058,000 | USD | evidence → |
| Noninterest income | 221,000 | USD | evidence → |
| Noninterest expense | 1,821,000 | USD | evidence → |
| Provision for loan losses | 440,000 | USD | evidence → |
| Pretax income | 2,025,000 | USD | evidence → |
| Income tax | 720,000 | USD | evidence → |
| Net income | 1,305,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,846,000 | USD | evidence → |
| Total capital | 8,938,000 | USD | evidence → |
| Risk-weighted assets | 86,991,000 | USD | evidence → |