Call reports 2024
FARMERS TRUST & SAVINGS BANK — 2024
What FARMERS TRUST & SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 348,030,000 | 343,026,000 | 344,501,000 | 354,871,000 |
| Total loans | 316,827,000 | 309,979,000 | 309,402,000 | 315,350,000 |
| Allowance for loan losses | 5,037,000 | 5,097,000 | 5,097,000 | 5,086,000 |
| Securities available for sale | 20,195,000 | 20,315,000 | 20,554,000 | 20,691,000 |
| Securities held to maturity | 275,000 | 15,000 | 14,000 | 14,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,081,000 | 289,623,000 | 290,522,000 | 303,755,000 |
| Interest-bearing deposits | 237,376,000 | 234,588,000 | 235,671,000 | 244,767,000 |
| Noninterest-bearing deposits | 57,705,000 | 55,035,000 | 54,851,000 | 58,988,000 |
| Equity capital | 39,097,000 | 39,349,000 | 39,699,000 | 40,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,468,000 | 9,085,000 | 13,694,000 | 18,230,000 |
| Interest expense | 1,798,000 | 3,857,000 | 5,976,000 | 7,950,000 |
| Net interest income | 2,670,000 | 5,228,000 | 7,718,000 | 10,280,000 |
| Noninterest income | 329,000 | 690,000 | 1,030,000 | 1,488,000 |
| Noninterest expense | 1,853,000 | 3,733,000 | 5,678,000 | 7,637,000 |
| Provision for loan losses | 60,000 | 120,000 | 120,000 | 120,000 |
| Pretax income | 1,087,000 | 2,057,000 | 2,946,000 | 4,011,000 |
| Income tax | 35,000 | 65,000 | 92,000 | 110,000 |
| Net income | 1,052,000 | 1,992,000 | 2,854,000 | 3,901,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,590,000 | 38,787,000 | 38,974,000 | 39,303,000 |