Call reports 2023
FARMERS TRUST & SAVINGS BANK — 2023
What FARMERS TRUST & SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 321,086,000 | 326,995,000 | 331,366,000 | 349,572,000 |
| Total loans | 285,964,000 | 289,382,000 | 298,771,000 | 316,282,000 |
| Allowance for loan losses | 4,807,000 | 4,867,000 | 4,917,000 | 4,976,000 |
| Securities available for sale | 19,857,000 | 19,726,000 | 19,808,000 | 20,099,000 |
| Securities held to maturity | 626,000 | 281,000 | 281,000 | 281,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,801,000 | 276,362,000 | 279,241,000 | 292,703,000 |
| Interest-bearing deposits | 198,734,000 | 207,526,000 | 213,780,000 | 225,701,000 |
| Noninterest-bearing deposits | 74,067,000 | 68,836,000 | 65,461,000 | 67,002,000 |
| Equity capital | 37,864,000 | 37,969,000 | 38,291,000 | 38,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,591,000 | 7,221,000 | 11,163,000 | 15,351,000 |
| Interest expense | 608,000 | 1,540,000 | 2,709,000 | 4,137,000 |
| Net interest income | 2,983,000 | 5,681,000 | 8,454,000 | 11,214,000 |
| Noninterest income | 345,000 | 745,000 | 1,099,000 | 1,492,000 |
| Noninterest expense | 1,854,000 | 3,702,000 | 5,505,000 | 7,411,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,422,000 | 2,616,000 | 3,885,000 | 5,086,000 |
| Income tax | 63,000 | 117,000 | 173,000 | 192,000 |
| Net income | 1,359,000 | 2,499,000 | 3,712,000 | 4,894,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,404,000 | 37,665,000 | 38,025,000 | 38,305,000 |