Call reports 2022
FARMERS TRUST & SAVINGS BANK — 2022
What FARMERS TRUST & SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 323,249,000 | 324,856,000 | 315,895,000 | 327,907,000 |
| Total loans | 240,691,000 | 252,571,000 | 268,480,000 | 288,095,000 |
| Allowance for loan losses | 4,759,000 | 4,753,000 | 4,751,000 | 4,750,000 |
| Securities available for sale | 251,000 | 16,307,000 | 19,641,000 | 19,678,000 |
| Securities held to maturity | 897,000 | 632,000 | 632,000 | 632,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,417,000 | 280,610,000 | 272,560,000 | 269,320,000 |
| Interest-bearing deposits | 200,410,000 | 201,867,000 | 193,560,000 | 184,939,000 |
| Noninterest-bearing deposits | 79,007,000 | 78,743,000 | 79,000,000 | 84,381,000 |
| Equity capital | 36,540,000 | 36,968,000 | 36,964,000 | 37,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,491,000 | 5,260,000 | 8,487,000 | 12,033,000 |
| Interest expense | 173,000 | 373,000 | 632,000 | 1,048,000 |
| Net interest income | 2,318,000 | 4,887,000 | 7,855,000 | 10,985,000 |
| Noninterest income | 318,000 | 695,000 | 1,059,000 | 1,547,000 |
| Noninterest expense | 1,614,000 | 3,186,000 | 4,878,000 | 6,799,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,018,000 | 2,385,000 | 4,026,000 | 5,727,000 |
| Income tax | 51,000 | 95,000 | 155,000 | 228,000 |
| Net income | 967,000 | 2,290,000 | 3,871,000 | 5,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,628,000 | 36,141,000 | 36,552,000 | 37,015,000 |