Call reports 2021
FARMERS TRUST & SAVINGS BANK — 2021
What FARMERS TRUST & SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 290,955,000 | 290,435,000 | 287,615,000 | 301,499,000 |
| Total loans | 224,706,000 | 220,552,000 | 217,488,000 | 239,675,000 |
| Allowance for loan losses | 4,461,000 | 4,536,000 | 4,611,000 | 4,671,000 |
| Securities available for sale | 502,000 | 251,000 | 251,000 | 251,000 |
| Securities held to maturity | 1,379,000 | 904,000 | 904,000 | 904,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,633,000 | 245,575,000 | 243,773,000 | 258,005,000 |
| Interest-bearing deposits | 181,362,000 | 182,688,000 | 177,821,000 | 183,856,000 |
| Noninterest-bearing deposits | 65,271,000 | 62,887,000 | 65,952,000 | 74,149,000 |
| Equity capital | 35,010,000 | 35,857,000 | 36,220,000 | 36,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,637,000 | 5,878,000 | 8,886,000 | 11,345,000 |
| Interest expense | 296,000 | 551,000 | 773,000 | 961,000 |
| Net interest income | 2,341,000 | 5,327,000 | 8,113,000 | 10,384,000 |
| Noninterest income | 295,000 | 624,000 | 959,000 | 1,401,000 |
| Noninterest expense | 1,483,000 | 3,090,000 | 4,769,000 | 6,337,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 225,000 |
| Pretax income | 1,078,000 | 2,721,000 | 4,092,000 | 5,243,000 |
| Income tax | 42,000 | 109,000 | 165,000 | 211,000 |
| Net income | 1,036,000 | 2,612,000 | 3,927,000 | 5,032,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,005,000 | 34,876,000 | 35,262,000 | 35,338,000 |