Call reports 2019
FARMERS TRUST & SAVINGS BANK — 2019
What FARMERS TRUST & SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 259,709,000 | 264,952,000 | 258,715,000 | 262,302,000 |
| Total loans | 227,944,000 | 231,533,000 | 226,231,000 | 226,129,000 |
| Allowance for loan losses | 3,267,000 | 3,472,000 | 3,671,000 | 3,759,000 |
| Securities available for sale | 1,747,000 | 1,351,000 | 1,352,000 | 1,052,000 |
| Securities held to maturity | 2,896,000 | 2,030,000 | 2,029,000 | 1,539,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,068,000 | 204,625,000 | 220,990,000 | 209,900,000 |
| Interest-bearing deposits | 165,601,000 | 167,170,000 | 180,638,000 | 166,175,000 |
| Noninterest-bearing deposits | 37,467,000 | 37,455,000 | 40,352,000 | 43,725,000 |
| Equity capital | 32,721,000 | 33,008,000 | 33,330,000 | 33,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,039,000 | 6,377,000 | 9,655,000 | 12,724,000 |
| Interest expense | 630,000 | 1,378,000 | 2,092,000 | 2,757,000 |
| Net interest income | 2,409,000 | 4,999,000 | 7,563,000 | 9,967,000 |
| Noninterest income | 300,000 | 632,000 | 961,000 | 1,310,000 |
| Noninterest expense | 1,495,000 | 2,994,000 | 4,420,000 | 5,885,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 989,000 | 2,187,000 | 3,429,000 | 4,492,000 |
| Income tax | 44,000 | 106,000 | 176,000 | 210,000 |
| Net income | 945,000 | 2,081,000 | 3,253,000 | 4,282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,536,000 | 31,842,000 | 32,187,000 | 32,348,000 |
| Total capital | 34,328,000 | 34,675,000 | 34,972,000 | 35,134,000 |
| Risk-weighted assets | 222,867,000 | 225,982,000 | 221,882,000 | 221,909,000 |