Call reports 2017
FARMERS TRUST & SAVINGS BANK — 2017
What FARMERS TRUST & SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 254,841,000 | 258,556,000 | 253,288,000 | 256,275,000 |
| Total loans | 223,029,000 | 225,425,000 | 219,950,000 | 216,344,000 |
| Allowance for loan losses | 3,060,000 | 3,210,000 | 3,361,000 | 3,234,000 |
| Securities available for sale | 2,139,000 | 2,135,000 | 2,128,000 | 2,114,000 |
| Securities held to maturity | 3,491,000 | 3,384,000 | 3,382,000 | 3,380,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,982,000 | 202,918,000 | 202,678,000 | 212,472,000 |
| Interest-bearing deposits | 175,002,000 | 169,610,000 | 168,550,000 | 172,979,000 |
| Noninterest-bearing deposits | 36,980,000 | 33,308,000 | 34,128,000 | 39,493,000 |
| Equity capital | 27,792,000 | 28,176,000 | 28,494,000 | 31,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,560,000 | 5,362,000 | 8,213,000 | 10,966,000 |
| Interest expense | 367,000 | 768,000 | 1,210,000 | 1,631,000 |
| Net interest income | 2,193,000 | 4,594,000 | 7,003,000 | 9,335,000 |
| Noninterest income | 307,000 | 643,000 | 967,000 | 1,448,000 |
| Noninterest expense | 1,368,000 | 2,718,000 | 4,123,000 | 5,480,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 982,000 | 2,219,000 | 3,397,000 | 4,703,000 |
| Income tax | 39,000 | 90,000 | 144,000 | 202,000 |
| Net income | 943,000 | 2,129,000 | 3,253,000 | 4,501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,544,000 | 26,949,000 | 27,292,000 | 30,259,000 |
| Total capital | 29,265,000 | 29,693,000 | 29,969,000 | 32,916,000 |
| Risk-weighted assets | 217,321,000 | 219,056,000 | 213,462,000 | 211,966,000 |