Call reports 2012
FARMERS TRUST & SAVINGS BANK — 2012
What FARMERS TRUST & SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 184,889,000 | 210,218,000 | 217,755,000 | 225,307,000 |
| Total loans | 161,931,000 | 185,510,000 | 182,507,000 | 195,589,000 |
| Allowance for loan losses | 1,670,000 | 1,761,000 | 1,852,000 | 1,935,000 |
| Securities available for sale | 5,194,000 | 5,266,000 | 4,755,000 | 4,852,000 |
| Securities held to maturity | 1,604,000 | 2,300,000 | 2,515,000 | 2,615,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,297,000 | 161,389,000 | 171,646,000 | 174,958,000 |
| Interest-bearing deposits | 114,771,000 | 135,376,000 | 140,502,000 | 137,302,000 |
| Noninterest-bearing deposits | 27,526,000 | 26,012,000 | 31,144,000 | 37,656,000 |
| Equity capital | 16,844,000 | 22,302,000 | 22,587,000 | 22,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,095,000 | 4,432,000 | 6,894,000 | 9,281,000 |
| Interest expense | 450,000 | 909,000 | 1,372,000 | 1,774,000 |
| Net interest income | 1,645,000 | 3,523,000 | 5,522,000 | 7,507,000 |
| Noninterest income | 172,000 | 341,000 | 670,000 | 1,174,000 |
| Noninterest expense | 1,005,000 | 2,132,000 | 3,297,000 | 4,605,000 |
| Provision for loan losses | 70,000 | 160,000 | 250,000 | 340,000 |
| Pretax income | 742,000 | 1,574,000 | 2,647,000 | 3,738,000 |
| Income tax | 35,000 | 77,000 | 127,000 | 183,000 |
| Net income | 707,000 | 1,497,000 | 2,520,000 | 3,555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,160,000 | 21,042,000 | 20,646,000 | 21,014,000 |
| Total capital | 17,830,000 | 22,803,000 | 22,498,000 | 22,949,000 |
| Risk-weighted assets | 159,323,000 | 181,855,000 | 178,161,000 | 191,324,000 |