Call reports 2011
FARMERS TRUST & SAVINGS BANK — 2011
What FARMERS TRUST & SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 173,995,000 | 173,315,000 | 176,956,000 | 183,004,000 |
| Total loans | 139,519,000 | 148,939,000 | 154,922,000 | 162,011,000 |
| Allowance for loan losses | 1,512,000 | 1,511,000 | 1,558,000 | 1,591,000 |
| Securities available for sale | 6,559,000 | 4,790,000 | 5,951,000 | 5,675,000 |
| Securities held to maturity | 1,199,000 | 2,239,000 | 1,479,000 | 1,604,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,425,000 | 131,411,000 | 134,533,000 | 140,365,000 |
| Interest-bearing deposits | 110,512,000 | 110,945,000 | 113,283,000 | 113,290,000 |
| Noninterest-bearing deposits | 21,913,000 | 20,466,000 | 21,250,000 | 27,075,000 |
| Equity capital | 15,790,000 | 16,038,000 | 16,459,000 | 16,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,952,000 | 3,988,000 | 6,101,000 | 8,185,000 |
| Interest expense | 552,000 | 1,074,000 | 1,582,000 | 2,064,000 |
| Net interest income | 1,400,000 | 2,914,000 | 4,519,000 | 6,121,000 |
| Noninterest income | 133,000 | 319,000 | 590,000 | 810,000 |
| Noninterest expense | 954,000 | 1,888,000 | 2,810,000 | 3,762,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 519,000 | 1,225,000 | 2,119,000 | 2,929,000 |
| Income tax | 24,000 | 59,000 | 105,000 | 143,000 |
| Net income | 495,000 | 1,166,000 | 2,014,000 | 2,786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,235,000 | 15,438,000 | 15,767,000 | 15,896,000 |
| Total capital | 16,747,000 | 16,949,000 | 17,325,000 | 17,487,000 |
| Risk-weighted assets | 139,287,000 | 146,398,000 | 153,049,000 | 160,386,000 |