Call reports 2010
FARMERS TRUST & SAVINGS BANK — 2010
What FARMERS TRUST & SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 161,768,000 | 162,831,000 | 166,604,000 | 168,453,000 |
| Total loans | 140,248,000 | 144,069,000 | 140,142,000 | 135,701,000 |
| Allowance for loan losses | 1,406,000 | 1,486,000 | 1,554,000 | 1,449,000 |
| Securities available for sale | 11,502,000 | 8,766,000 | 4,360,000 | 5,432,000 |
| Securities held to maturity | 1,330,000 | 1,201,000 | 1,201,000 | 1,699,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,419,000 | 114,590,000 | 122,944,000 | 127,049,000 |
| Interest-bearing deposits | 100,232,000 | 100,787,000 | 104,231,000 | 104,436,000 |
| Noninterest-bearing deposits | 16,187,000 | 13,803,000 | 18,713,000 | 22,613,000 |
| Equity capital | 15,156,000 | 15,440,000 | 15,583,000 | 15,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,188,000 | 4,417,000 | 6,632,000 | 8,666,000 |
| Interest expense | 615,000 | 1,234,000 | 1,855,000 | 2,463,000 |
| Net interest income | 1,573,000 | 3,183,000 | 4,777,000 | 6,203,000 |
| Noninterest income | 163,000 | 341,000 | 544,000 | 840,000 |
| Noninterest expense | 916,000 | 1,825,000 | 2,767,000 | 3,711,000 |
| Provision for loan losses | 50,000 | 110,000 | 170,000 | 230,000 |
| Pretax income | 770,000 | 1,589,000 | 2,384,000 | 3,102,000 |
| Income tax | 37,000 | 73,000 | 116,000 | 147,000 |
| Net income | 733,000 | 1,516,000 | 2,268,000 | 2,955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,468,000 | 14,682,000 | 14,842,000 | 15,085,000 |
| Total capital | 15,874,000 | 16,168,000 | 16,396,000 | 16,534,000 |
| Risk-weighted assets | 150,617,000 | 154,500,000 | 161,241,000 | 136,031,000 |