Call reports 2009
FARMERS TRUST & SAVINGS BANK — 2009
What FARMERS TRUST & SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 150,477,000 | 149,490,000 | 154,276,000 | 156,021,000 |
| Total loans | 126,878,000 | 128,321,000 | 129,042,000 | 131,190,000 |
| Allowance for loan losses | 1,430,000 | 1,444,000 | 1,447,000 | 1,349,000 |
| Securities available for sale | 8,776,000 | 8,186,000 | 12,100,000 | 12,700,000 |
| Securities held to maturity | 398,000 | 302,000 | 292,000 | 1,131,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,965,000 | 110,226,000 | 114,979,000 | 119,512,000 |
| Interest-bearing deposits | 93,795,000 | 95,958,000 | 101,286,000 | 99,871,000 |
| Noninterest-bearing deposits | 16,170,000 | 14,268,000 | 13,693,000 | 19,641,000 |
| Equity capital | 14,416,000 | 14,374,000 | 14,638,000 | 14,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,106,000 | 4,271,000 | 6,458,000 | 8,629,000 |
| Interest expense | 692,000 | 1,383,000 | 2,070,000 | 2,730,000 |
| Net interest income | 1,414,000 | 2,888,000 | 4,388,000 | 5,899,000 |
| Noninterest income | 113,000 | 206,000 | 338,000 | 546,000 |
| Noninterest expense | 845,000 | 1,663,000 | 2,546,000 | 3,388,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 652,000 | 1,371,000 | 2,090,000 | 2,937,000 |
| Income tax | 31,000 | 64,000 | 101,000 | 141,000 |
| Net income | 621,000 | 1,307,000 | 1,989,000 | 2,796,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,573,000 | 13,766,000 | 13,969,000 | 14,282,000 |
| Total capital | 15,003,000 | 15,210,000 | 15,416,000 | 15,631,000 |
| Risk-weighted assets | 142,971,000 | 141,947,000 | 142,688,000 | 143,853,000 |