Call reports 2001
FARMERS TRUST & SAVINGS BANK — 2001
What FARMERS TRUST & SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 96,040,000 | 95,602,000 | 98,892,000 | 102,450,000 |
| Total loans | 70,886,000 | 74,962,000 | 78,108,000 | 75,737,000 |
| Allowance for loan losses | 811,000 | 799,000 | 783,000 | 879,000 |
| Securities available for sale | 12,297,000 | 10,905,000 | 10,310,000 | 13,726,000 |
| Securities held to maturity | 5,639,000 | 4,995,000 | 4,698,000 | 5,162,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,900,000 | 81,207,000 | 83,145,000 | 85,726,000 |
| Interest-bearing deposits | 74,899,000 | 74,011,000 | 74,016,000 | 72,490,000 |
| Noninterest-bearing deposits | 7,001,000 | 7,196,000 | 9,129,000 | 13,236,000 |
| Equity capital | 8,630,000 | 8,776,000 | 9,052,000 | 9,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,797,000 | 3,590,000 | 5,445,000 | 7,246,000 |
| Interest expense | 1,049,000 | 2,075,000 | 3,055,000 | 3,927,000 |
| Net interest income | 748,000 | 1,515,000 | 2,390,000 | 3,319,000 |
| Noninterest income | 122,000 | 250,000 | 350,000 | 584,000 |
| Noninterest expense | 595,000 | 1,145,000 | 1,711,000 | 2,330,000 |
| Provision for loan losses | 37,000 | 90,000 | 150,000 | 370,000 |
| Pretax income | 242,000 | 534,000 | 883,000 | 1,207,000 |
| Income tax | 10,000 | 26,000 | 44,000 | 62,000 |
| Net income | 232,000 | 508,000 | 839,000 | 1,145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,213,000 | 8,309,000 | 8,493,000 | 8,690,000 |
| Total capital | 9,024,000 | 9,108,000 | 9,276,000 | 9,569,000 |
| Risk-weighted assets | 80,441,000 | 82,958,000 | 85,928,000 | 86,915,000 |