Call reports 2011
VILLAGE BANK, THE — 2011
What VILLAGE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 200,787,000 | 196,697,000 | 183,849,000 | 175,138,000 |
| Total loans | 123,803,000 | 115,963,000 | 112,221,000 | 105,974,000 |
| Allowance for loan losses | 6,284,000 | 6,643,000 | 6,398,000 | 4,935,000 |
| Securities available for sale | 29,845,000 | 17,227,000 | 28,042,000 | 26,560,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,250,000 | 180,307,000 | 167,222,000 | 159,167,000 |
| Interest-bearing deposits | 151,699,000 | 144,396,000 | 134,397,000 | 125,229,000 |
| Noninterest-bearing deposits | 31,551,000 | 35,911,000 | 32,825,000 | 33,938,000 |
| Equity capital | 12,885,000 | 11,940,000 | 11,436,000 | 10,582,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,308,000 | 4,436,000 | 6,427,000 | 8,344,000 |
| Interest expense | 447,000 | 862,000 | 1,239,000 | 1,538,000 |
| Net interest income | 1,861,000 | 3,574,000 | 5,188,000 | 6,806,000 |
| Noninterest income | -771,000 | -1,234,000 | -2,042,000 | -3,256,000 |
| Noninterest expense | 1,780,000 | 3,424,000 | 4,899,000 | 6,791,000 |
| Provision for loan losses | 995,000 | 2,439,000 | 2,439,000 | 2,439,000 |
| Pretax income | -1,662,000 | -3,012,000 | -3,681,000 | -5,169,000 |
| Income tax | -660,000 | -1,202,000 | -1,463,000 | -2,057,000 |
| Net income | -1,002,000 | -1,810,000 | -2,218,000 | -3,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,631,000 | 5,180,000 | 4,736,000 | 3,165,000 |
| Total capital | 8,645,000 | 7,029,000 | 6,481,000 | 4,858,000 |
| Risk-weighted assets | 156,886,000 | 143,090,000 | 134,916,000 | 132,225,000 |