Call reports 2010
VILLAGE BANK, THE — 2010
What VILLAGE BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 241,166,000 | 225,906,000 | 217,461,000 | 207,358,000 |
| Total loans | 165,453,000 | 155,945,000 | 138,696,000 | 129,935,000 |
| Allowance for loan losses | 6,626,000 | 6,960,000 | 5,285,000 | 5,499,000 |
| Securities available for sale | 29,208,000 | 26,288,000 | 30,804,000 | 29,381,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,102,000 | 199,299,000 | 193,484,000 | 189,552,000 |
| Interest-bearing deposits | 183,527,000 | 169,330,000 | 163,576,000 | 160,583,000 |
| Noninterest-bearing deposits | 29,575,000 | 29,969,000 | 29,908,000 | 28,969,000 |
| Equity capital | 18,093,000 | 17,597,000 | 15,654,000 | 13,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,855,000 | 5,548,000 | 8,021,000 | 10,237,000 |
| Interest expense | 938,000 | 1,664,000 | 2,254,000 | 2,765,000 |
| Net interest income | 1,917,000 | 3,884,000 | 5,767,000 | 7,472,000 |
| Noninterest income | 122,000 | 219,000 | 146,000 | -64,000 |
| Noninterest expense | 1,894,000 | 4,032,000 | 6,011,000 | 8,007,000 |
| Provision for loan losses | 3,000,000 | 5,050,000 | 7,460,000 | 10,223,000 |
| Pretax income | -2,832,000 | -4,855,000 | -7,434,000 | -10,698,000 |
| Income tax | -1,098,000 | -1,871,000 | -2,419,000 | -4,124,000 |
| Net income | -1,734,000 | -2,984,000 | -5,015,000 | -6,574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,893,000 | 15,969,000 | 11,589,000 | 8,298,000 |
| Total capital | 19,408,000 | 18,382,000 | 13,756,000 | 10,358,000 |
| Risk-weighted assets | 197,107,000 | 188,480,000 | 170,271,000 | 161,381,000 |