Call reports 2001
COMMERCE NATIONAL BANK — 2001
What COMMERCE NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 280,348,000 | 286,955,000 | 280,149,000 | 295,369,000 |
| Total loans | 226,431,000 | 236,258,000 | 242,141,000 | 248,096,000 |
| Allowance for loan losses | 2,813,000 | 2,945,000 | 3,080,000 | 3,295,000 |
| Securities available for sale | 24,855,000 | 22,621,000 | 17,902,000 | 24,976,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,789,000 | 239,650,000 | 230,422,000 | 243,716,000 |
| Interest-bearing deposits | 205,019,000 | 207,834,000 | 201,184,000 | 212,499,000 |
| Noninterest-bearing deposits | 28,770,000 | 31,816,000 | 29,238,000 | 31,217,000 |
| Equity capital | 16,836,000 | 17,678,000 | 20,533,000 | 21,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,352,000 | 10,562,000 | 15,687,000 | 20,563,000 |
| Interest expense | 2,802,000 | 5,388,000 | 7,848,000 | 9,916,000 |
| Net interest income | 2,550,000 | 5,174,000 | 7,839,000 | 10,647,000 |
| Noninterest income | 118,000 | 247,000 | 393,000 | 528,000 |
| Noninterest expense | 1,290,000 | 2,611,000 | 3,983,000 | 5,363,000 |
| Provision for loan losses | 189,000 | 339,000 | 469,000 | 660,000 |
| Pretax income | 1,205,000 | 2,488,000 | 3,798,000 | 5,175,000 |
| Income tax | 419,000 | 865,000 | 1,320,000 | 1,799,000 |
| Net income | 786,000 | 1,623,000 | 2,478,000 | 3,376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,816,000 | 17,653,000 | 20,488,000 | 20,986,000 |
| Total capital | 27,929,000 | 28,877,000 | 28,661,000 | 29,262,000 |
| Risk-weighted assets | 226,135,000 | 233,914,000 | 223,146,000 | 231,299,000 |