Call reports 2005
FIRST KANSAS BANK AND TRUST COMPANY — 2005
What FIRST KANSAS BANK AND TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 94,887,000 | 91,457,000 | 95,472,000 | 91,848,000 |
| Total loans | 47,962,000 | 50,876,000 | 52,287,000 | 51,165,000 |
| Allowance for loan losses | 288,000 | 286,000 | 273,000 | 303,000 |
| Securities available for sale | 36,707,000 | 33,029,000 | 32,857,000 | 30,629,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,731,000 | 84,739,000 | 80,917,000 | 80,735,000 |
| Interest-bearing deposits | 71,236,000 | 67,892,000 | 63,349,000 | 60,817,000 |
| Noninterest-bearing deposits | 17,495,000 | 16,847,000 | 17,568,000 | 19,918,000 |
| Equity capital | 5,155,000 | 5,697,000 | 5,551,000 | 5,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,125,000 | 2,310,000 | 3,593,000 | 4,848,000 |
| Interest expense | 334,000 | 703,000 | 1,143,000 | 1,587,000 |
| Net interest income | 791,000 | 1,607,000 | 2,450,000 | 3,261,000 |
| Noninterest income | 180,000 | 402,000 | 632,000 | 855,000 |
| Noninterest expense | 553,000 | 1,141,000 | 1,705,000 | 2,343,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 417,000 | 738,000 | 1,247,000 | 1,546,000 |
| Income tax | 0 | 28,000 | 57,000 | 71,000 |
| Net income | 417,000 | 710,000 | 1,190,000 | 1,475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,983,000 | 5,978,000 | 6,061,000 | 5,901,000 |
| Total capital | 6,271,000 | 6,264,000 | 6,334,000 | 6,204,000 |
| Risk-weighted assets | 50,290,000 | 52,100,000 | 53,356,000 | 51,936,000 |