Call reports 2011
ALLEGIANCE COMMUNITY BANK — 2011
What ALLEGIANCE COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 |
|---|---|---|---|
| Total assets | 124,551,000 | 126,342,000 | 130,564,000 |
| Total loans | 83,961,000 | 83,986,000 | 87,293,000 |
| Allowance for loan losses | 978,000 | 973,000 | 962,000 |
| Securities available for sale | 30,404,000 | 32,538,000 | 35,513,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 103,170,000 | 104,648,000 | 108,721,000 |
| Interest-bearing deposits | 97,568,000 | 93,910,000 | 103,586,000 |
| Noninterest-bearing deposits | 5,602,000 | 10,738,000 | 5,135,000 |
| Equity capital | 7,150,000 | 7,460,000 | 7,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 |
|---|---|---|---|
| Interest income | 1,374,000 | 2,864,000 | 4,333,000 |
| Interest expense | 463,000 | 920,000 | 1,392,000 |
| Net interest income | 911,000 | 1,944,000 | 2,941,000 |
| Noninterest income | 40,000 | 74,000 | 114,000 |
| Noninterest expense | 838,000 | 1,764,000 | 2,616,000 |
| Provision for loan losses | 25,000 | 62,000 | 237,000 |
| Pretax income | 100,000 | 281,000 | 454,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 100,000 | 281,000 | 454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 |
|---|---|---|---|
| Tier 1 capital | 6,781,000 | 6,952,000 | 7,125,000 |
| Total capital | 7,650,000 | 7,824,000 | 8,036,000 |
| Risk-weighted assets | 69,431,000 | 69,638,000 | 72,742,000 |