Call reports 2010
ALLEGIANCE COMMUNITY BANK — 2010
What ALLEGIANCE COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 117,325,000 | 117,247,000 | 119,153,000 | 121,348,000 |
| Total loans | 79,911,000 | 82,914,000 | 83,717,000 | 84,150,000 |
| Allowance for loan losses | 902,000 | 955,000 | 1,022,000 | 1,254,000 |
| Securities available for sale | 27,361,000 | 26,749,000 | 25,713,000 | 29,439,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,200,000 | 95,864,000 | 97,609,000 | 100,135,000 |
| Interest-bearing deposits | 91,671,000 | 90,967,000 | 92,797,000 | 95,446,000 |
| Noninterest-bearing deposits | 4,529,000 | 4,897,000 | 4,812,000 | 4,689,000 |
| Equity capital | 6,832,000 | 7,148,000 | 7,260,000 | 7,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,390,000 | 2,815,000 | 4,172,000 | 5,605,000 |
| Interest expense | 544,000 | 1,078,000 | 1,593,000 | 2,085,000 |
| Net interest income | 846,000 | 1,737,000 | 2,579,000 | 3,520,000 |
| Noninterest income | 60,000 | 96,000 | 129,000 | 139,000 |
| Noninterest expense | 788,000 | 1,601,000 | 2,398,000 | 3,189,000 |
| Provision for loan losses | 30,000 | 67,000 | 105,000 | 370,000 |
| Pretax income | 100,000 | 226,000 | 416,000 | 380,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 100,000 | 226,000 | 416,000 | 380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,363,000 | 6,514,000 | 6,720,000 | 6,692,000 |
| Total capital | 7,217,000 | 7,401,000 | 7,627,000 | 7,596,000 |
| Risk-weighted assets | 69,493,000 | 70,857,000 | 72,342,000 | 71,958,000 |