Call reports 2009
ALLEGIANCE COMMUNITY BANK — 2009
What ALLEGIANCE COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 121,605,000 | 116,054,000 | 109,767,000 | 112,721,000 |
| Total loans | 75,757,000 | 77,218,000 | 78,411,000 | 80,402,000 |
| Allowance for loan losses | 899,000 | 931,000 | 921,000 | 906,000 |
| Securities available for sale | 25,443,000 | 22,276,000 | 25,344,000 | 25,736,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,896,000 | 95,392,000 | 88,851,000 | 91,923,000 |
| Interest-bearing deposits | 85,657,000 | 90,447,000 | 84,529,000 | 86,930,000 |
| Noninterest-bearing deposits | 13,239,000 | 4,945,000 | 4,322,000 | 4,993,000 |
| Equity capital | 6,819,000 | 6,331,000 | 6,596,000 | 6,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,447,000 | 2,881,000 | 4,297,000 | 5,700,000 |
| Interest expense | 902,000 | 1,763,000 | 2,455,000 | 3,038,000 |
| Net interest income | 545,000 | 1,118,000 | 1,842,000 | 2,662,000 |
| Noninterest income | 100,000 | 143,000 | 185,000 | 319,000 |
| Noninterest expense | 850,000 | 1,721,000 | 2,524,000 | 3,413,000 |
| Provision for loan losses | 55,000 | 87,000 | 109,000 | 119,000 |
| Pretax income | 41,000 | -101,000 | -99,000 | 11,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 41,000 | -101,000 | -99,000 | 11,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,122,000 | 5,980,000 | 5,982,000 | 6,243,000 |
| Total capital | 6,977,000 | 6,825,000 | 6,834,000 | 7,106,000 |
| Risk-weighted assets | 68,357,000 | 67,538,000 | 68,116,000 | 69,012,000 |