Call reports 2008
ALLEGIANCE COMMUNITY BANK — 2008
What ALLEGIANCE COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 89,497,000 | 91,970,000 | 101,998,000 | 110,089,000 |
| Total loans | 61,906,000 | 68,297,000 | 73,130,000 | 74,506,000 |
| Allowance for loan losses | 750,000 | 796,000 | 854,000 | 843,000 |
| Securities available for sale | 18,023,000 | 17,889,000 | 21,845,000 | 23,970,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,750,000 | 71,845,000 | 79,468,000 | 87,157,000 |
| Interest-bearing deposits | 62,340,000 | 66,845,000 | 74,688,000 | 76,569,000 |
| Noninterest-bearing deposits | 8,410,000 | 5,000,000 | 4,780,000 | 10,588,000 |
| Equity capital | 5,784,000 | 6,857,000 | 6,710,000 | 6,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,281,000 | 2,592,000 | 4,001,000 | 5,460,000 |
| Interest expense | 819,000 | 1,556,000 | 2,320,000 | 3,147,000 |
| Net interest income | 462,000 | 1,036,000 | 1,681,000 | 2,313,000 |
| Noninterest income | 39,000 | 73,000 | 141,000 | 168,000 |
| Noninterest expense | 719,000 | 1,460,000 | 2,264,000 | 3,091,000 |
| Provision for loan losses | 0 | 45,000 | 103,000 | 207,000 |
| Pretax income | -196,000 | -374,000 | -523,000 | -795,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -196,000 | -374,000 | -523,000 | -795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,116,000 | 6,527,000 | 6,353,000 | 6,081,000 |
| Total capital | 5,866,000 | 7,323,000 | 7,202,000 | 6,924,000 |
| Risk-weighted assets | 62,453,000 | 66,551,000 | 68,016,000 | 68,164,000 |