Call reports 2007
ALLEGIANCE COMMUNITY BANK — 2007
What ALLEGIANCE COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 72,919,000 | 75,070,000 | 80,300,000 | 85,971,000 |
| Total loans | 54,228,000 | 58,134,000 | 60,560,000 | 61,855,000 |
| Allowance for loan losses | 628,000 | 672,000 | 712,000 | 750,000 |
| Securities available for sale | 10,612,000 | 9,752,000 | 9,593,000 | 14,825,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,169,000 | 63,500,000 | 68,965,000 | 73,820,000 |
| Interest-bearing deposits | 56,158,000 | 58,478,000 | 62,328,000 | 68,028,000 |
| Noninterest-bearing deposits | 5,011,000 | 5,022,000 | 6,637,000 | 5,792,000 |
| Equity capital | 6,750,000 | 6,613,000 | 6,401,000 | 5,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,114,000 | 2,284,000 | 3,521,000 | 4,824,000 |
| Interest expense | 671,000 | 1,366,000 | 2,117,000 | 2,941,000 |
| Net interest income | 443,000 | 918,000 | 1,404,000 | 1,883,000 |
| Noninterest income | 53,000 | 86,000 | -19,000 | 17,000 |
| Noninterest expense | 554,000 | 1,180,000 | 1,998,000 | 2,768,000 |
| Provision for loan losses | 16,000 | 62,000 | 102,000 | 202,000 |
| Pretax income | -42,000 | -206,000 | -683,000 | -1,038,000 |
| Income tax | -16,000 | -82,000 | -273,000 | 0 |
| Net income | -26,000 | -124,000 | -410,000 | -1,038,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,258,000 | 6,746,000 | 5,698,000 | 5,305,000 |
| Total capital | 6,886,000 | 7,418,000 | 6,410,000 | 6,055,000 |
| Risk-weighted assets | 55,248,000 | 60,245,000 | 61,814,000 | 62,685,000 |