Call reports 2006
ALLEGIANCE COMMUNITY BANK — 2006
What ALLEGIANCE COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 68,976,000 | 68,579,000 | 71,387,000 | 74,255,000 |
| Total loans | 47,871,000 | 51,221,000 | 48,986,000 | 50,869,000 |
| Allowance for loan losses | 622,000 | 637,000 | 567,000 | 612,000 |
| Securities available for sale | 12,528,000 | 12,160,000 | 13,684,000 | 13,523,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,768,000 | 55,516,000 | 59,382,000 | 61,662,000 |
| Interest-bearing deposits | 53,003,000 | 49,626,000 | 51,496,000 | 55,756,000 |
| Noninterest-bearing deposits | 4,765,000 | 5,890,000 | 7,886,000 | 5,906,000 |
| Equity capital | 6,960,000 | 6,888,000 | 6,912,000 | 6,784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,067,000 | 2,148,000 | 3,288,000 | 4,405,000 |
| Interest expense | 455,000 | 941,000 | 1,510,000 | 2,132,000 |
| Net interest income | 612,000 | 1,207,000 | 1,778,000 | 2,273,000 |
| Noninterest income | 49,000 | 91,000 | 122,000 | 151,000 |
| Noninterest expense | 638,000 | 1,243,000 | 1,934,000 | 2,716,000 |
| Provision for loan losses | 15,000 | 30,000 | 75,000 | 120,000 |
| Pretax income | 8,000 | 25,000 | -109,000 | -412,000 |
| Income tax | 3,000 | 6,000 | -37,000 | -165,000 |
| Net income | 5,000 | 19,000 | -72,000 | -247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,112,000 | 7,128,000 | 7,037,000 | 6,306,000 |
| Total capital | 7,734,000 | 7,765,000 | 7,604,000 | 6,918,000 |
| Risk-weighted assets | 49,409,000 | 51,989,000 | 51,047,000 | 53,281,000 |