Call reports 2004
ALLEGIANCE COMMUNITY BANK — 2004
What ALLEGIANCE COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 68,582,000 | 67,163,000 | 73,362,000 | 76,009,000 |
| Total loans | 43,919,000 | 45,771,000 | 51,655,000 | 54,691,000 |
| Allowance for loan losses | 446,000 | 466,000 | 473,000 | 503,000 |
| Securities available for sale | 13,990,000 | 14,197,000 | 14,207,000 | 15,281,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,486,000 | 59,149,000 | 63,044,000 | 65,922,000 |
| Interest-bearing deposits | 51,641,000 | 52,469,000 | 56,773,000 | 56,906,000 |
| Noninterest-bearing deposits | 8,845,000 | 6,680,000 | 6,271,000 | 9,016,000 |
| Equity capital | 6,207,000 | 6,195,000 | 6,583,000 | 6,779,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 794,000 | 1,647,000 | 2,595,000 | 3,642,000 |
| Interest expense | 221,000 | 485,000 | 766,000 | 1,067,000 |
| Net interest income | 573,000 | 1,162,000 | 1,829,000 | 2,575,000 |
| Noninterest income | 46,000 | 151,000 | 186,000 | 233,000 |
| Noninterest expense | 485,000 | 978,000 | 1,475,000 | 2,022,000 |
| Provision for loan losses | 15,000 | 38,000 | 65,000 | 155,000 |
| Pretax income | 119,000 | 294,000 | 472,000 | 628,000 |
| Income tax | -26,000 | -64,000 | -103,000 | -194,000 |
| Net income | 145,000 | 358,000 | 575,000 | 822,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,090,000 | 6,302,000 | 6,520,000 | 6,761,000 |
| Total capital | 6,536,000 | 6,768,000 | 6,993,000 | 7,264,000 |
| Risk-weighted assets | 47,934,000 | 48,650,000 | 54,008,000 | 57,013,000 |