Call reports 2003
ALLEGIANCE COMMUNITY BANK — 2003
What ALLEGIANCE COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 48,901,000 | 52,077,000 | 56,098,000 | 60,589,000 |
| Total loans | 29,751,000 | 32,315,000 | 35,949,000 | 38,539,000 |
| Allowance for loan losses | 368,000 | 391,000 | 407,000 | 432,000 |
| Securities available for sale | 11,030,000 | 11,006,000 | 9,960,000 | 13,319,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,080,000 | 45,892,000 | 50,099,000 | 54,267,000 |
| Interest-bearing deposits | 35,858,000 | 39,047,000 | 41,904,000 | 46,024,000 |
| Noninterest-bearing deposits | 7,222,000 | 6,845,000 | 8,195,000 | 8,243,000 |
| Equity capital | 5,606,000 | 5,752,000 | 5,819,000 | 6,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 622,000 | 1,281,000 | 2,026,000 | 2,786,000 |
| Interest expense | 190,000 | 389,000 | 596,000 | 803,000 |
| Net interest income | 432,000 | 892,000 | 1,430,000 | 1,983,000 |
| Noninterest income | 85,000 | 164,000 | 213,000 | 278,000 |
| Noninterest expense | 464,000 | 910,000 | 1,374,000 | 1,860,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 70,000 |
| Pretax income | 38,000 | 116,000 | 224,000 | 331,000 |
| Income tax | -13,000 | -40,000 | -76,000 | -79,000 |
| Net income | 51,000 | 156,000 | 300,000 | 410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,585,000 | 5,691,000 | 5,835,000 | 5,945,000 |
| Total capital | 5,953,000 | 6,082,000 | 6,242,000 | 6,377,000 |
| Risk-weighted assets | 34,882,000 | 37,516,000 | 40,636,000 | 43,114,000 |