Call reports 2002
ALLEGIANCE COMMUNITY BANK — 2002
What ALLEGIANCE COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 36,964,000 | 38,808,000 | 39,606,000 | 45,707,000 |
| Total loans | 20,962,000 | 22,125,000 | 25,850,000 | 27,232,000 |
| Allowance for loan losses | 344,000 | 355,000 | 361,000 | 369,000 |
| Securities available for sale | 8,682,000 | 9,466,000 | 7,299,000 | 10,511,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,820,000 | 33,129,000 | 33,818,000 | 39,756,000 |
| Interest-bearing deposits | 27,610,000 | 27,944,000 | 28,223,000 | 34,510,000 |
| Noninterest-bearing deposits | 5,210,000 | 5,185,000 | 5,595,000 | 5,246,000 |
| Equity capital | 4,013,000 | 5,486,000 | 5,570,000 | 5,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 534,000 | 1,105,000 | 1,691,000 | 2,293,000 |
| Interest expense | 222,000 | 431,000 | 620,000 | 799,000 |
| Net interest income | 312,000 | 674,000 | 1,071,000 | 1,494,000 |
| Noninterest income | 195,000 | 324,000 | 467,000 | 570,000 |
| Noninterest expense | 472,000 | 954,000 | 1,420,000 | 1,915,000 |
| Provision for loan losses | 26,000 | 41,000 | 56,000 | 71,000 |
| Pretax income | 9,000 | 3,000 | 62,000 | 78,000 |
| Income tax | 0 | 0 | 0 | -23,000 |
| Net income | 9,000 | 3,000 | 62,000 | 101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,013,000 | 5,435,000 | 5,494,000 | 5,535,000 |
| Total capital | 4,316,000 | 5,790,000 | 5,855,000 | 5,904,000 |
| Risk-weighted assets | 24,169,000 | 29,840,000 | 28,937,000 | 32,569,000 |