Call reports 2001
ALLEGIANCE COMMUNITY BANK — 2001
What ALLEGIANCE COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 37,489,000 | 34,760,000 | 37,345,000 | 36,764,000 |
| Total loans | 20,451,000 | 20,692,000 | 21,130,000 | 20,441,000 |
| Allowance for loan losses | 192,000 | 238,000 | 286,000 | 330,000 |
| Securities available for sale | 7,748,000 | 4,551,000 | 7,459,000 | 8,100,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,729,000 | 30,137,000 | 32,887,000 | 32,577,000 |
| Interest-bearing deposits | 28,586,000 | 25,955,000 | 28,251,000 | 28,539,000 |
| Noninterest-bearing deposits | 4,143,000 | 4,182,000 | 4,636,000 | 4,038,000 |
| Equity capital | 4,494,000 | 4,308,000 | 4,200,000 | 4,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 590,000 | 1,268,000 | 1,863,000 | 2,443,000 |
| Interest expense | 381,000 | 778,000 | 1,073,000 | 1,345,000 |
| Net interest income | 209,000 | 490,000 | 790,000 | 1,098,000 |
| Noninterest income | 82,000 | 167,000 | 248,000 | 340,000 |
| Noninterest expense | 508,000 | 1,027,000 | 1,542,000 | 2,050,000 |
| Provision for loan losses | 127,000 | 173,000 | 221,000 | 269,000 |
| Pretax income | -285,000 | -456,000 | -607,000 | -753,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -285,000 | -456,000 | -607,000 | -753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,440,000 | 4,269,000 | 4,161,000 | 4,004,000 |
| Total capital | 4,632,000 | 4,507,000 | 4,447,000 | 4,316,000 |
| Risk-weighted assets | 26,144,000 | 25,566,000 | 28,031,000 | 24,953,000 |