Call reports 2023
UNION STATE BANK — 2023
What UNION STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 195,726,000 | 193,912,000 | 189,164,000 | 195,418,000 |
| Total loans | 109,161,000 | 111,864,000 | 112,588,000 | 114,575,000 |
| Allowance for loan losses | 1,331,000 | 1,339,000 | 1,359,000 | 1,369,000 |
| Securities available for sale | 78,438,000 | 73,249,000 | 66,895,000 | 68,365,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,198,000 | 152,985,000 | 149,426,000 | 157,154,000 |
| Interest-bearing deposits | 128,307,000 | 128,720,000 | 124,294,000 | 130,521,000 |
| Noninterest-bearing deposits | 26,891,000 | 24,265,000 | 25,132,000 | 26,633,000 |
| Equity capital | 14,849,000 | 14,264,000 | 12,922,000 | 15,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,778,000 | 3,620,000 | 5,541,000 | 7,514,000 |
| Interest expense | 398,000 | 962,000 | 1,646,000 | 2,380,000 |
| Net interest income | 1,380,000 | 2,658,000 | 3,895,000 | 5,134,000 |
| Noninterest income | 102,000 | 203,000 | 306,000 | 399,000 |
| Noninterest expense | 1,035,000 | 2,031,000 | 3,088,000 | 4,183,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 25,000 |
| Pretax income | 448,000 | 813,000 | 1,088,000 | 1,322,000 |
| Income tax | 101,000 | 186,000 | 229,000 | 258,000 |
| Net income | 347,000 | 627,000 | 859,000 | 1,064,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,609,000 | 20,741,000 | 20,826,000 | 20,623,000 |