Call reports 2022
UNION STATE BANK — 2022
What UNION STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 216,760,000 | 201,529,000 | 198,528,000 | 197,168,000 |
| Total loans | 95,194,000 | 103,332,000 | 106,844,000 | 108,903,000 |
| Allowance for loan losses | 1,361,000 | 1,300,000 | 1,319,000 | 1,327,000 |
| Securities available for sale | 91,339,000 | 89,833,000 | 82,031,000 | 79,576,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,809,000 | 159,615,000 | 162,519,000 | 159,562,000 |
| Interest-bearing deposits | 136,304,000 | 134,847,000 | 134,836,000 | 133,216,000 |
| Noninterest-bearing deposits | 27,505,000 | 24,768,000 | 27,683,000 | 26,346,000 |
| Equity capital | 18,467,000 | 16,673,000 | 13,976,000 | 13,941,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,511,000 | 3,138,000 | 4,832,000 | 6,598,000 |
| Interest expense | 239,000 | 469,000 | 728,000 | 1,051,000 |
| Net interest income | 1,272,000 | 2,669,000 | 4,104,000 | 5,547,000 |
| Noninterest income | 82,000 | 181,000 | 296,000 | 393,000 |
| Noninterest expense | 1,070,000 | 2,081,000 | 3,130,000 | 4,301,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 284,000 | 771,000 | 1,278,000 | 1,647,000 |
| Income tax | 58,000 | 145,000 | 252,000 | 365,000 |
| Net income | 226,000 | 626,000 | 1,026,000 | 1,282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,380,000 | 20,635,000 | 20,888,000 | 20,409,000 |