Call reports 2021
UNION STATE BANK — 2021
What UNION STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 160,457,000 | 162,050,000 | 156,390,000 | 211,059,000 |
| Total loans | 81,425,000 | 81,944,000 | 81,393,000 | 104,946,000 |
| Allowance for loan losses | 1,067,000 | 1,099,000 | 1,127,000 | 1,364,000 |
| Securities available for sale | 73,416,000 | 74,867,000 | 69,872,000 | 72,233,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,664,000 | 98,736,000 | 92,617,000 | 154,698,000 |
| Interest-bearing deposits | 71,904,000 | 80,494,000 | 76,796,000 | 129,835,000 |
| Noninterest-bearing deposits | 19,760,000 | 18,242,000 | 15,821,000 | 24,863,000 |
| Equity capital | 18,148,000 | 18,770,000 | 18,729,000 | 21,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,252,000 | 2,618,000 | 3,954,000 | 5,380,000 |
| Interest expense | 185,000 | 359,000 | 531,000 | 725,000 |
| Net interest income | 1,067,000 | 2,259,000 | 3,423,000 | 4,655,000 |
| Noninterest income | 78,000 | 153,000 | 229,000 | 330,000 |
| Noninterest expense | 842,000 | 1,669,000 | 2,512,000 | 3,433,000 |
| Provision for loan losses | 20,000 | 40,000 | 60,000 | 180,000 |
| Pretax income | 283,000 | 705,000 | 1,084,000 | 1,377,000 |
| Income tax | 45,000 | 125,000 | 193,000 | 332,000 |
| Net income | 238,000 | 580,000 | 891,000 | 1,045,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,349,000 | 17,632,000 | 17,883,000 | 22,741,000 |