Call reports 2020
UNION STATE BANK — 2020
What UNION STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 144,843,000 | 154,598,000 | 153,490,000 | 155,572,000 |
| Total loans | 72,559,000 | 80,884,000 | 81,985,000 | 81,985,000 |
| Allowance for loan losses | 1,036,000 | 1,083,000 | 1,010,000 | 1,037,000 |
| Securities available for sale | 65,893,000 | 66,520,000 | 64,376,000 | 66,729,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,201,000 | 91,136,000 | 84,683,000 | 92,582,000 |
| Interest-bearing deposits | 65,900,000 | 78,223,000 | 71,296,000 | 76,469,000 |
| Noninterest-bearing deposits | 11,301,000 | 12,913,000 | 13,387,000 | 16,113,000 |
| Equity capital | 18,315,000 | 18,941,000 | 19,202,000 | 18,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,403,000 | 2,893,000 | 4,312,000 | 5,544,000 |
| Interest expense | 334,000 | 605,000 | 831,000 | 1,050,000 |
| Net interest income | 1,069,000 | 2,288,000 | 3,481,000 | 4,494,000 |
| Noninterest income | 79,000 | 148,000 | 219,000 | 298,000 |
| Noninterest expense | 788,000 | 1,524,000 | 2,345,000 | 3,175,000 |
| Provision for loan losses | 45,000 | 75,000 | 105,000 | 125,000 |
| Pretax income | 315,000 | 850,000 | 1,270,000 | 1,514,000 |
| Income tax | 59,000 | 165,000 | 243,000 | 279,000 |
| Net income | 256,000 | 685,000 | 1,027,000 | 1,235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,693,000 | 17,101,000 | 17,383,000 | 17,172,000 |