Call reports 2019
UNION STATE BANK — 2019
What UNION STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 146,269,000 | 147,744,000 | 144,044,000 | 146,691,000 |
| Total loans | 62,930,000 | 67,333,000 | 69,346,000 | 72,454,000 |
| Allowance for loan losses | 894,000 | 912,000 | 951,000 | 985,000 |
| Securities available for sale | 76,468,000 | 73,055,000 | 66,837,000 | 67,183,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,262,000 | 91,438,000 | 88,123,000 | 82,046,000 |
| Interest-bearing deposits | 81,143,000 | 82,121,000 | 77,993,000 | 70,544,000 |
| Noninterest-bearing deposits | 11,119,000 | 9,317,000 | 10,130,000 | 11,502,000 |
| Equity capital | 16,144,000 | 17,008,000 | 17,529,000 | 17,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,338,000 | 2,708,000 | 4,103,000 | 5,494,000 |
| Interest expense | 372,000 | 770,000 | 1,179,000 | 1,529,000 |
| Net interest income | 966,000 | 1,938,000 | 2,924,000 | 3,965,000 |
| Noninterest income | 68,000 | 140,000 | 219,000 | 300,000 |
| Noninterest expense | 747,000 | 1,485,000 | 2,218,000 | 2,996,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 257,000 | 533,000 | 835,000 | 1,188,000 |
| Income tax | 45,000 | 89,000 | 140,000 | 195,000 |
| Net income | 212,000 | 444,000 | 695,000 | 993,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,174,000 | 16,346,000 | 16,539,000 | 16,537,000 |
| Total capital | 17,068,000 | 17,258,000 | 17,490,000 | 17,522,000 |
| Risk-weighted assets | 79,852,000 | 83,477,000 | 86,505,000 | 90,120,000 |