Call reports 2018
UNION STATE BANK — 2018
What UNION STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 139,965,000 | 142,455,000 | 141,427,000 | 144,718,000 |
| Total loans | 59,799,000 | 59,572,000 | 60,678,000 | 59,745,000 |
| Allowance for loan losses | 724,000 | 784,000 | 821,000 | 855,000 |
| Securities available for sale | 71,228,000 | 73,516,000 | 71,444,000 | 76,881,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,864,000 | 82,284,000 | 89,824,000 | 86,605,000 |
| Interest-bearing deposits | 73,873,000 | 72,450,000 | 80,912,000 | 75,549,000 |
| Noninterest-bearing deposits | 10,991,000 | 9,834,000 | 8,912,000 | 11,056,000 |
| Equity capital | 14,797,000 | 14,771,000 | 14,636,000 | 15,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,256,000 | 2,529,000 | 3,830,000 | 5,133,000 |
| Interest expense | 299,000 | 619,000 | 979,000 | 1,361,000 |
| Net interest income | 957,000 | 1,910,000 | 2,851,000 | 3,772,000 |
| Noninterest income | 69,000 | 144,000 | 218,000 | 297,000 |
| Noninterest expense | 714,000 | 1,402,000 | 2,113,000 | 2,873,000 |
| Provision for loan losses | 75,000 | 85,000 | 115,000 | 145,000 |
| Pretax income | 237,000 | 560,000 | 834,000 | 1,044,000 |
| Income tax | 54,000 | 109,000 | 163,000 | 206,000 |
| Net income | 183,000 | 451,000 | 671,000 | 838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,727,000 | 15,935,000 | 16,092,000 | 16,024,000 |
| Total capital | 16,451,000 | 16,719,000 | 16,913,000 | 16,879,000 |
| Risk-weighted assets | 77,878,000 | 79,249,000 | 79,595,000 | 77,672,000 |